Best Prepaid Service in 2026: 7 Phone Plans Compared

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By the Ainotely Editorial Team.
Updated November 2026. 12 min read. Prices and features researched from each vendor's official pages and app store listings at time of writing.
Best Prepaid Service
Quick picks
  1. 1Mint Mobile logo
    Mint MobileLow-cost multi-month plans
    Visit
  2. 2Visible logo
    VisibleSimple unlimited
    Visit
  3. 3Cricket Wireless logo
    Cricket WirelessIn-store service
    Visit
  4. 4Metro by T-Mobile logo
    Metro by T-MobilePrice stability
    Visit
  5. 5Boost Mobile logo
    Boost MobileFixed low price
    Visit
Short version:
In this guide Quick comparisonThe best prepaid serviceHow we picked theseHow to choose a prepaid serviceFrequently asked questionsSources

Quick comparison

ProductIdeal forPrice fromFree version
Mint MobileLow-cost multi-month plans$15 per month, 3-month planNoVisit
VisibleSimple unlimited$19 per month for one yearNoVisit
Cricket WirelessIn-store service$30 per month with Auto PayNoVisit
Metro by T-MobilePrice stability$30 per month for one lineNoVisit
Boost MobileFixed low price$10 per month for first 6 months, then $25NoVisit
US MobileInternational travelSee websiteNoVisit
Google Fi WirelessTravelers and Pixel owners$35 per month for one lineNoVisit

The best prepaid service

Prepaid phone service means you pay before you use it, with no annual contract and usually no credit check, and you can leave anytime. The services below run on the major US networks and differ on price structure, data priority, hotspot allowance and perks. We checked each carrier's official homepage before listing it, and we note where prices are introductory so you can compare the ongoing cost.

Mint Mobile logo
#1

Mint Mobile

Ideal for: Low-cost multi-month plans

Mint Mobile website
mintmobile.com homepage

Mint Mobile sells wireless online with no stores and no salespeople, focusing on savings through multi-month payment. Its homepage highlights premium wireless plans from 15 USD per month, a 3-month 6GB plan at 45 USD upfront for new customers, and a year of unlimited for 15 USD per month when buying a new phone with a 12-month unlimited plan at 180 USD upfront. Unlimited customers using more than 50GB per month may notice reduced speeds for the rest of the cycle in certain locations when the network is busy, and video streams in SD.

Mint suits budget-conscious users who can pay for three or twelve months upfront and want low prices without a store visit. Its 55+ plan is a bonus for older customers. The trade-off is the renewal price: introductory offers end after three months, so check the full-price plan before committing to a year. For low upfront cost and solid service, Mint is a leading prepaid pick.

The good and the bad
  • Premium wireless plans from 15 USD per month
  • 3-month 6GB plan at 45 USD upfront for new customers
  • Unlimited plans with up to 20GB hotspot
  • Mint 55+ plan for customers 55 and up
  • Short customer care wait times, typically under 2 to 3 minutes
  • Introductory prices apply for the first 3 months only, then full-price plans apply
  • Taxes and fees extra
  • Video streams at about 480p
  • Speeds may reduce after 50GB per month on unlimited when the network is busy
Visible logo
#2

Visible

Ideal for: Simple unlimited

Visible website
visible.com homepage

Visible offers simple unlimited wireless on Verizon's network, with one plan structure and no hidden fees. Its homepage title promises unlimited 5G starting at 19 USD per month for one year, with hotspot speeds up to 5 Mbps on the Visible plan, 10 Mbps on Visible+, and 15 Mbps on Visible+ Pro. Visible+ and Visible+ Pro give unlimited premium data on Verizon's 5G and 4G LTE networks when 5G Ultra Wideband is unavailable, meaning no slowdowns due to prioritization, and streaming quality reaches up to 1080p on Visible+ and up to 4K on Visible+ Pro with Ultra Wideband.

Visible suits users who want one simple unlimited price without multi-line complexity or store visits. Its premium data tiers suit heavy users in busy areas, while the base plan suits light to moderate users. The trade-off is congestion: base-plan data may slow when traffic is high, so heavy users should consider Visible+. For simplicity on a strong network, Visible is a top choice.

The good and the bad
  • Unlimited 5G starting at 19 USD per month for one year
  • No overages or hidden fees
  • Unlimited calling and messaging to Mexico and Canada from the US
  • Visible+ and Visible+ Pro offer unlimited premium data with no slowdowns from prioritization
  • Hotspot included with speed tiers by plan
  • Data may be temporarily slower than other traffic in times of congestion on the base plan
  • Streaming defaults to 480p unless changed in settings
Cricket Wireless logo
#3

Cricket Wireless

Ideal for: In-store service

Cricket Wireless website
cricketwireless.com homepage

Cricket Wireless offers affordable no-contract phone plans with nationwide 5G, a plan-finder quiz, and stores across the US for in-person help. Its homepage lists Sensible 10GB at 30 USD per month with Auto Pay, Select Unlimited at 35 USD per month with Auto Pay for new lines, Smart Unlimited at 45 USD per month with Auto Pay, and Supreme Unlimited at 55 USD per month with Auto Pay. It also offers a 3-month unlimited plan at 15 USD per month for the first three months for new single-line accounts with your own device, and a 12-month unlimited plan at 25 USD per month when prepaying 300 USD.

Cricket suits users who want a store nearby for setup and support, plus flexible prepaid options from 10GB to unlimited. Its 12-month unlimited deal is competitive for long-term prepaid users. The trade-off is video quality and deprioritization: most plans stream in SD and may slow when the network is busy. For in-store prepaid service, Cricket is the most established pick here.

The good and the bad
  • No-contract plans with nationwide 5G
  • Sensible 10GB at 30 USD per month with Auto Pay
  • Select Unlimited at 35 USD per month with Auto Pay
  • 12-month unlimited plan at 25 USD per month when prepaying 300 USD
  • 3-month unlimited plan at 15 USD per month for new single-line accounts
  • Physical stores for help
  • Video limited to SD on most plans
  • Data speeds may slow when the network is busy
  • Speeds drop to 128 Kbps after the 10GB allowance on Sensible
Metro by T-Mobile logo
#4

Metro by T-Mobile

Ideal for: Price stability

Metro by T-Mobile offers prepaid phone plans on T-Mobile's network with taxes included in the monthly price and no yearly contract. Its homepage shows broadband facts labels with a best-value unlimited plan at 30 USD per month for one line, a plan with 10GB of hotspot data at 35 USD per month for one line, and plans with Mexico and Canada included at 40 USD per month for one line. Its 5-year price guarantee means Metro will not change the price of talk, text and 5G smartphone data on eligible plans for at least five years while you stay on that plan.

Metro suits users who want price certainty and T-Mobile's 5G network without a contract. Its taxes-included pricing makes the bill predictable, and its stores offer in-person help. The trade-off is in-store fees: online activation is free, but in-store activation costs 25 USD per line. For long-term prepaid users who hate price hikes, Metro's guarantee is unique here.

The good and the bad
  • Unlimited plans from 30 USD per month for one line with taxes included
  • 5-year price guarantee on eligible plans for talk, text and 5G smartphone data
  • No yearly contract and no early termination fee
  • Online activation free
  • Typical 5G download speeds of 127 to 455 Mbps on its best-value plan
  • In-store activation costs 25 USD per line
  • Some plans cost more for extra lines and hotspot
  • Price guarantee excludes per-use charges and add-ons
Boost Mobile logo
#5

Boost Mobile

Ideal for: Fixed low price

Boost Mobile offers no-contract unlimited plans with a fixed ongoing price, backed by a 30-day money-back guarantee. Its homepage promises 10 USD per month for the first six months, then 25 USD per month forever for new customers on its unlimited plan, with unlimited talk, text and data and 30GB of premium data. Its Global Connection plan at 40 USD per month adds global talk and text plus 1GB of global roaming, while Unlimited+ at 50 USD per month and Unlimited Premium at 60 USD per month add more premium data and device deals.

Boost suits users who want a low, stable price after the introductory period, without multi-month prepayment. Its 25 USD forever price is easy to understand and compare. The trade-off is the first-six-months hook: the real ongoing price is 25 USD, not 10 USD, so budget for that. For a fixed low unlimited price, Boost is a strong prepaid pick.

The good and the bad
  • Unlimited at 10 USD per month for the first 6 months, then 25 USD per month forever for new customers
  • 30GB of premium data on the unlimited plan
  • No contract required
  • 30-day money-back guarantee
  • Global Connection plan at 40 USD per month with global talk, text and 1GB roaming
  • Introductory price lasts six months only
  • Taxes and fees apply
  • Higher tiers cost 50 to 60 USD per month
US Mobile logo
#6

US Mobile

Ideal for: International travel

US Mobile offers prepaid phone plans with a premium experience, strong international features and an app for tracking usage, analytics and line management. Its homepage highlights roaming in more than 180 countries, international calls and texts to more than 200 destinations, perks from more than ten audio, streaming and gaming services with a 15 USD per month credit on three lines of Unlimited Premium, and 24/7 customer service where real people help within seconds. It offers 30 days free when you bring your number.

US Mobile suits travelers and multi-line families who want international roaming without a postpaid contract, plus streaming perks. Its app and service reputation, featured by Wirecutter, PCMag and CNET, add confidence. The trade-off is pricing transparency: its homepage does not show plan prices, so you must visit its plans page to compare. For travel and perks, US Mobile stands out.

The good and the bad
  • 30 days free when bringing your number
  • Roaming in more than 180 countries with your US number
  • International calls and texts to more than 200 destinations from the US
  • Perks including a 15 USD per month credit toward streaming, music or gaming services with three lines on Unlimited Premium
  • 24/7 customer service with real people in seconds
  • Pricing not shown on the homepage, so you must check plans before comparing
  • Perks require three lines on Unlimited Premium
Google Fi Wireless logo
#7

Google Fi Wireless

Ideal for: Travelers and Pixel owners

Google Fi Wireless reimagines wireless with ultra-reliable 5G coverage, industry-leading security and perks at no extra cost. Its homepage lists Unlimited Essentials at 35 USD per month for one line, Unlimited Standard at 50 USD per month, Unlimited Premium at 65 USD per month, and a Flexible plan at 20 USD per month plus 10 USD per GB of data. Premium includes international data in more than 200 destinations, connectivity for tablets and laptops, full connectivity for select smartwatches, six months of YouTube Premium and 100GB of Google One storage, while Standard includes international data in Canada and Mexico.

Google Fi suits travelers, Pixel owners and Google ecosystem users who want international data, VPN and spam blocking built in. Its Flexible plan suits very light data users who mostly use Wi-Fi. The trade-off is price: Fi costs more than Mint or Boost for basic unlimited, and its best deals favor Pixel owners. For travel and Google integration, Fi is the most complete prepaid option here.

The good and the bad
  • Unlimited Essentials at 35 USD per month for one line with 30GB high-speed data
  • Unlimited Standard at 50 USD per month with 50GB data and 25GB hotspot
  • Unlimited Premium at 65 USD per month with 100GB data, 50GB hotspot, international data in more than 200 destinations, 6 months of YouTube Premium and 100GB Google One storage
  • Flexible plan at 20 USD per month plus 10 USD per GB
  • VPN by Google and automatic spam call blocking
  • Best value for Pixel owners, with 50 percent off for 12 months when bringing a Pixel
  • Monthly prices do not include taxes and fees
  • Flexible plan gets expensive for heavy data users

How we picked these

We compared official homepages, starting prices, data allowances, hotspot limits, network, international features and contract terms, favoring prepaid services that are actively available in the US in 2026 with clear no-contract terms. We covered low-cost multi-month plans, simple unlimited, in-store service, price stability, fixed low pricing, international travel and Google integration, because the best prepaid service depends on your budget, travel and support needs. We checked each carrier's own site before listing it.

How to choose a prepaid service

Start with your monthly data use. Light users who mostly use Wi-Fi suit Mint's 6GB plan, Google Fi's Flexible plan or Cricket's 10GB plan. Moderate users suit Metro, Cricket or Boost. Heavy users suit Visible+ with premium data, Google Fi Premium with 100GB high-speed data, or Boost's 30GB premium data, depending on network priority in your area.

Next, check coverage and deprioritization where you live and work. Prepaid plans on the same network can still differ in priority during congestion, so test with a trial or a short plan before porting your main number. US Mobile offers 30 days free when bringing your number, and Boost offers a 30-day money-back guarantee. Confirm your phone is compatible with the new carrier before switching.

Finally, compare the ongoing price, not just the introductory price. Mint, Cricket, Boost and Google Fi all offer introductory deals that end after a set period, so note the renewal price and taxes. Add hotspot needs and family lines to the comparison, since those can change the winner.

Frequently asked questions

What is the best prepaid service for unlimited data?

Visible, Metro by T-Mobile, Cricket, Boost and Google Fi all offer unlimited prepaid plans, with Visible+ and Google Fi Premium offering premium high-speed data. The best choice depends on network coverage in your area and whether you need hotspot or international data.

Can I keep my phone number when switching to prepaid?

Yes, you can port your number to any prepaid carrier in this list, usually during online activation. Keep your old service active until the port completes, and check that your phone is compatible with the new carrier's network.

What happens if I use too much data on a prepaid plan?

On unlimited plans, speeds may slow after a high-speed allowance, such as 50GB on Mint or 30GB to 100GB on Google Fi, depending on plan and network congestion. On capped plans, speeds drop sharply, such as to 128 Kbps on Cricket's 10GB plan after the allowance, so choose an allowance that fits your use.

Which prepaid service is best for international travel?

US Mobile and Google Fi Wireless suit travelers best, with US Mobile roaming in more than 180 countries and Google Fi Premium offering international data in more than 200 destinations. Visible and Metro include Mexico and Canada on some plans, so check destination coverage before traveling.

Sources

  1. https://www.mintmobile.com
  2. https://visible.com
  3. https://www.cricketwireless.com
  4. https://www.metrobyt-mobile.com
  5. https://www.boostmobile.com
  6. https://www.usmobile.com
  7. https://fi.google.com