Best Tax Software for Self Employed in 2026: 8 Tools Compared

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By the Ainotely Editorial Team.
Updated November 2026. 9 min read. Prices and features researched from each vendor's official pages and app store listings at time of writing.
Best Tax Software for Self Employed
Quick picks
  1. 1TurboTax Self-Employed logo
    TurboTax Self-EmployedSelf-employed filers wanting guided help
    Visit
  2. 2H&R Block Self-Employed logo
    H&R Block Self-EmployedSelf-employed filers wanting guided help plus human review
    Visit
  3. 3TaxSlayer Self-Employed logo
    TaxSlayer Self-EmployedFilers wanting lower-cost Schedule C filing
    Visit
  4. 4FreeTaxUSA logo
    FreeTaxUSAFilers wanting low-cost federal filing
    Visit
  5. 5Keeper Tax logo
    Keeper TaxFreelancers wanting year-round expense tracking
    Visit
Short version:
In this guide Quick comparisonThe best best tax software for self employedHow we picked theseHow to pick tax software when you work for yourselfFrequently asked questionsSources

Quick comparison

ProductIdeal forPrice fromFree version
TurboTax Self-EmployedSelf-employed filers wanting guided helpSee websiteNoVisit
H&R Block Self-EmployedSelf-employed filers wanting guided help plus human reviewSee websiteNoVisit
TaxSlayer Self-EmployedFilers wanting lower-cost Schedule C filingSee websiteNoVisit
FreeTaxUSAFilers wanting low-cost federal filingSee websiteNoVisit
Keeper TaxFreelancers wanting year-round expense trackingSee websiteFree trialVisit
HurdlrFreelancers wanting income and expense trackingFreeYesVisit
Cash App TaxesFilers wanting low-cost simple filingFreeYesVisit
TaxAct Self-EmployedFilers wanting guided filing at a mid-range priceSee websiteNoVisit

The best best tax software for self employed

We compared the leading best tax software for self employed on fit, features and value, and the eight picks below cover different budgets and needs.

TurboTax Self-Employed logo
#1

TurboTax Self-Employed

Ideal for: Self-employed filers wanting guided help

TurboTax Self-Employed website
turbotax.intuit.com homepage

TurboTax Self-Employed fits filers who want the most guided self-employed help. Its step-by-step guidance suits complex Schedule C returns. In daily use, guided Schedule C help stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is total price, which rises with state filing and add-ons. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. For most readers in this group, this is worth a short trial before you commit, especially if the free tier or trial covers your main use.

The good and the bad
  • Guided Schedule C help
  • Expense and deduction guidance
  • Import options
  • Price is high, especially with state filing
  • Upsells can add cost
H&R Block Self-Employed logo
#2

H&R Block Self-Employed

Ideal for: Self-employed filers wanting guided help plus human review

H&R Block Self-Employed app screenshots
App Store screenshots

H&R Block Self-Employed fits filers who want guidance plus access to human help. Its review options suit filers who want a second pair of eyes. In daily use, guided Schedule C filing stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is cost when state filing and review are added. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. Try it with a real task from your own work before you pay, since a demo rarely shows the limits you will meet daily.

The good and the bad
  • Guided Schedule C filing
  • Human review options
  • Office support
  • Price rises with state and review options
  • Interface can feel long
TaxSlayer Self-Employed logo
#3

TaxSlayer Self-Employed

Ideal for: Filers wanting lower-cost Schedule C filing

TaxSlayer Self-Employed website
taxslayer.com homepage

TaxSlayer Self-Employed fits filers who want solid Schedule C filing for less. Its price suits straightforward self-employed returns. In daily use, schedule C support at a lower price stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is thinner guidance for complex deductions. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. If this matches your main need, put it near the top of your shortlist and compare its total cost, not only its headline price.

The good and the bad
  • Schedule C support at a lower price
  • Guided filing
  • State filing options
  • Guidance is thinner than TurboTax for complex cases
  • Support options vary
FreeTaxUSA logo
#4

FreeTaxUSA

Ideal for: Filers wanting low-cost federal filing

FreeTaxUSA fits filers who want low-cost filing and can handle a less guided flow. Its low federal price suits confident filers. In daily use, low-cost federal filing with Schedule C stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is less hand-holding, so beginners may prefer a guided tool. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. Shortlist it if your budget and workflow match, and test the exact feature you will use most before you decide.

The good and the bad
  • Low-cost federal filing with Schedule C
  • State filing at extra cost
  • Support is mainly online
  • Guidance is less hand-holding than rivals
Keeper Tax logo
#5

Keeper Tax

Ideal for: Freelancers wanting year-round expense tracking

Keeper Tax fits freelancers who want expenses tracked all year, not only at filing time. Its expense tracking helps find deductions that are easy to miss. In daily use, expense scanning and tracking for freelancers stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is checking filing scope for your exact return. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. For most readers in this group, this is worth a short trial before you commit, especially if the free tier or trial covers your main use.

The good and the bad
  • Expense scanning and tracking for freelancers
  • Tax filing help
  • Deduction finding
  • Best for freelancers with many expenses
  • Filing scope needs checking
Hurdlr logo
#6

Hurdlr

Ideal for: Freelancers wanting income and expense tracking

Hurdlr fits freelancers who want automatic tracking of income, expenses and mileage. Its tracking suits gig and freelance workers with many small transactions. In daily use, automatic income and expense tracking stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is free limits and filing flow, which needs checking. Pricing is listed as Free with a free plan status of Yes. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. Try it with a real task from your own work before you pay, since a demo rarely shows the limits you will meet daily.

The good and the bad
  • Automatic income and expense tracking
  • Mileage tracking
  • Tax estimates
  • Free tier limits features
  • Filing is through partners or exports in some cases
Cash App Taxes logo
#7

Cash App Taxes

Ideal for: Filers wanting low-cost simple filing

Cash App Taxes fits filers with simpler self-employed returns who want free filing. Its free filing suits straightforward returns. In daily use, free federal and state filing for many returns stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is scope limits for complex self-employed cases. Pricing is listed as Free with a free plan status of Yes. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. If this matches your main need, put it near the top of your shortlist and compare its total cost, not only its headline price.

The good and the bad
  • Free federal and state filing for many returns
  • Simple interface
  • Self-employed scope has limits
  • Support is mainly in-app
TaxAct Self-Employed logo
#8

TaxAct Self-Employed

Ideal for: Filers wanting guided filing at a mid-range price

TaxAct Self-Employed fits filers who want guided filing without top-tier pricing. Its guided flow suits mid-complexity self-employed returns. In daily use, guided Schedule C filing stands out as the practical reason to consider it, especially for readers whose main need matches its best use. The catch is state cost and guidance depth for complex cases. Pricing varies by plan, so we list it as See website rather than guessing a figure that may not match your plan. Before you commit, check the current plan details on the official site, including limits, trial terms and what happens when you cancel. Shortlist it if your budget and workflow match, and test the exact feature you will use most before you decide.

The good and the bad
  • Guided Schedule C filing
  • Deduction guidance
  • Import options
  • Price rises with state filing
  • Guidance is less deep than top rivals for complex cases

How we picked these

We compared official feature pages, pricing pages, app store listings, privacy policies and public reviews for each option in this list. We checked whether each product still exists and works today, whether its homepage loads, and whether its price and free tier could be confirmed from the vendor. Where a price could not be confirmed, we wrote See website rather than guessing.

We favoured products that fit the topic closely, served different budgets and use cases, and had clear strengths and honest weaknesses. We did not claim hands-on testing we did not do, and we left out products that did not fit the topic, even when they were popular in a nearby category.

How to pick tax software when you work for yourself

Start with your income types: freelance payments, 1099 forms, business expenses and home office costs. A tool must handle Schedule C well, including expense categories and depreciation where relevant. Test it with your real forms, not only a demo return.

Check quarterly estimated tax help, since self-employed filers usually pay estimates during the year. A tool that only helps at filing time leaves the hardest part unsupported. Also check state filing cost, since state fees can change the total price sharply.

Keep expense records through the year, even if you file once a year. Apps that scan receipts and track mileage save time and support deductions if questions arise. At filing time, review deductions carefully and keep records for the period the IRS requires.

Frequently asked questions

What is the best tax software for self employed?

TurboTax Self-Employed and H&R Block Self-Employed are strong guided picks, while TaxSlayer Self-Employed suits lower-cost filing. Keeper Tax and Hurdlr suit freelancers who want expense tracking through the year.

What is the best tax software for freelancers?

TurboTax, H&R Block and TaxSlayer all offer freelancer-focused editions with Schedule C support. Keeper Tax and Hurdlr add expense tracking that helps freelancers stay organised.

What is the best free tax software for self employed?

Cash App Taxes and FreeTaxUSA offer low-cost options, but free scope varies by return complexity and state filing. Check whether Schedule C and your state return are included before you start.

What is the best tax software for 1099 workers?

Tools with strong 1099 and Schedule C support, such as TurboTax Self-Employed, H&R Block Self-Employed and TaxSlayer Self-Employed, suit 1099 workers. Keeper Tax helps track expenses tied to 1099 income.

Do I need an accountant if I am self employed?

Simple returns often work well with software, while complex cases involving many income types, employees or business structure changes benefit from professional help. Software does not replace advice for complex situations.

Sources

  1. https://turbotax.intuit.com
  2. https://www.hrblock.com
  3. https://www.taxslayer.com
  4. https://www.freetaxusa.com
  5. https://www.keepertax.com
  6. https://www.hurdlr.com
  7. https://cash.app
  8. https://www.taxact.com