The best wealth management apps in 2026: 7 Options Compared
- 1
EmpowerInvestors who want planning tools plus managed portfoliosVisit - 2
Fidelity GoFidelity customers who want a managed accountVisit - 3
Schwab Intelligent PortfoliosSchwab customers who want automated investingVisit - 4
Vanguard Digital AdvisorLong term investors who prefer low cost fundsVisit - 5
BettermentInvestors who want goal based automated investingVisit
- Our pick for most readers depends on budget and fit, but every option here covers the core job behind best wealth management apps.
- Free plans exist for several options, yet the paid tiers usually add the features that matter for regular use.
- Prices change often, so check the official pricing page before you commit to any plan.
- The best choice is the one that matches your main use case, not the one with the longest feature list.
- Read the limits, fees and cancellation terms, since those details decide whether a service stays good value.
Quick comparison
| Product | Ideal for | Price from | Free version | |
|---|---|---|---|---|
| Empower | Investors who want planning tools plus managed portfolios | See website | Yes | Visit |
| Fidelity Go | Fidelity customers who want a managed account | See website | Yes | Visit |
| Schwab Intelligent Portfolios | Schwab customers who want automated investing | See website | Yes | Visit |
| Vanguard Digital Advisor | Long term investors who prefer low cost funds | See website | Yes | Visit |
| Betterment | Investors who want goal based automated investing | See website | Yes | Visit |
 Wealthfront | Investors who want automated investing and cash tools | See website | Yes | Visit |
 Facet | Investors who want a dedicated financial planner | See website | No | Visit |
The best wealth management apps
We compared official feature pages, pricing pages, app store listings, privacy policies and public reviews to build this list of options for best wealth management apps. Each option below fits the topic in a different way, so use the comparison table to narrow the field, then read the full notes for the two or three that match your needs best. This is not financial advice. Investing carries risk, including loss of capital, so check fees, minimums and risks before you invest.
Empower
Ideal for: Investors who want planning tools plus managed portfolios
For investors who want planning tools plus managed portfolios, Empower stands out because financial planning dashboard. It also brings managed portfolio option, and retirement planning tools rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is advisory fees apply to managed accounts, and minimums apply for some services is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Financial planning dashboard
- Managed portfolio option
- Retirement planning tools
- Advisory fees apply to managed accounts
- Minimums apply for some services
Fidelity Go
Ideal for: Fidelity customers who want a managed account
If fidelity customers who want a managed account is your main need, Fidelity Go is worth a close look, starting with low cost managed portfolios. It also brings fidelity account integration, and goal based investing rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is limited human advice on the basic tier, and investment choices are managed for you is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Low cost managed portfolios
- Fidelity account integration
- Goal based investing
- Limited human advice on the basic tier
- Investment choices are managed for you
Schwab Intelligent Portfolios
Ideal for: Schwab customers who want automated investing
Schwab Intelligent Portfolios suits schwab customers who want automated investing well, and automated diversified portfolios is the first reason we kept it on this list. It also brings no advisory fee on the basic service, and schwab integration rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is cash allocation can be high, and premium advice needs a higher tier and fee is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Automated diversified portfolios
- No advisory fee on the basic service
- Schwab integration
- Cash allocation can be high
- Premium advice needs a higher tier and fee
Vanguard Digital Advisor
Ideal for: Long term investors who prefer low cost funds
Among the options for long term investors who prefer low cost funds, Vanguard Digital Advisor earns its place through low cost Vanguard funds. It also brings goal planning, and automatic rebalancing rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is human advice is limited on the digital tier, and account minimums apply is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Low cost Vanguard funds
- Goal planning
- Automatic rebalancing
- Human advice is limited on the digital tier
- Account minimums apply
Betterment
Ideal for: Investors who want goal based automated investing
For readers focused on investors who want goal based automated investing, Betterment offers a practical mix, led by goal based portfolios. It also brings tax-loss harvesting on some plans, and clear app experience rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is advisory fee applies, and premium human advice costs extra is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Goal based portfolios
- Tax-loss harvesting on some plans
- Clear app experience
- Advisory fee applies
- Premium human advice costs extra
Wealthfront
Ideal for: Investors who want automated investing and cash tools
Wealthfront is a strong match for investors who want automated investing and cash tools, with automated portfolios as a clear strength. It also brings high-yield cash account option, and tax-loss harvesting rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is no dedicated human advisor on the basic plan, and features vary by account type is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Automated portfolios
- High-yield cash account option
- Tax-loss harvesting
- No dedicated human advisor on the basic plan
- Features vary by account type
Facet
Ideal for: Investors who want a dedicated financial planner
When investors who want a dedicated financial planner matters most, Facet deserves attention because dedicated planner access. It also brings subscription pricing rather than asset based fees, and planning focus rounds out a package that is easy to explain to a colleague or a family member. In practice, that combination matters more than a single headline feature, because most people use the same few tools every day and ignore the rest. Check whether those strengths line up with the task you actually need to do, rather than the task you think you might do one day. The honest catch is subscription cost is ongoing, and investment management is part of a wider service is worth weighing before you sign up. Neither point rules the product out on its own, but both can matter if your budget is tight or your setup is unusual. Read the official pricing and terms pages, test the free tier or trial where one exists, and confirm that support, limits and cancellation terms suit you. That short check saves more time than comparing every feature in detail.
- Dedicated planner access
- Subscription pricing rather than asset based fees
- Planning focus
- Subscription cost is ongoing
- Investment management is part of a wider service
How we picked these
We started with the topic behind best wealth management apps and kept only products and services that exist, work in October 2026 and truly fit that topic. We compared official feature pages, pricing pages, app store listings, privacy policies and public reviews, and we dropped options we could not verify or that only partly matched the topic. We did not claim hands-on testing we did not do, and we did not add our own product to this list. We favoured a mix of well known leaders and smaller options, so readers can compare a safe default with a cheaper or more focused alternative. Where a price could not be verified from the vendor, we wrote See website rather than guessing. That approach keeps the list useful even when pricing changes, and it puts the final check where it belongs, on the official page before you pay.
What to check before you choose
Start with your main job. Write down the one task you will do most often, then check that your shortlisted options handle that task well without extra workarounds. A product that looks impressive on a feature list can still frustrate you if the everyday task takes too many steps.
Price and limits
Compare the starting price, what the free plan or trial actually includes, and what happens when you hit a limit. Look for per user charges, usage caps, add-on fees and renewal prices, since those costs often decide the real monthly bill. If pricing is unclear, contact sales or support and get the answer in writing before you commit.
Fit and ease of use
Check device support, integrations with tools you already use, and how long setup really takes. A short trial is the best test here, so use it for a real task, not just a quick tour. Ask who will use the product day to day, and whether that person finds it clear without training.
Privacy, safety and support
Read the privacy policy in plain terms, check what data is collected and how you can delete it, and look at support hours and channels. For topics involving money, health, safety or personal data, this check matters as much as price. If a product is vague about privacy or support, treat that vagueness as a real drawback.
Switching and cancellation
Before you pay, check how you export your data, how cancellation works, and whether you keep access until the end of a billing period. Products that make leaving easy tend to treat customers better while they stay. Keep a note of renewal dates so a trial does not turn into a charge you did not plan.
Frequently asked questions
What is the best option for best wealth management apps?
There is no single winner for everyone, because the best option depends on your budget, your main task and how often you will use it. Start with the comparison table, shortlist two or three options that match your best for notes, and test a free plan or trial where one is available before you pay.
Is there a free option for best wealth management apps?
Yes, several options on this list offer a free plan or a free trial, but free tiers usually limit features, storage, users or usage. Check exactly what the free tier includes, and whether the limits will affect your normal use within a month or two.
How do I choose between these options for best wealth management apps?
List your must have features first, then remove any option that misses one of them. After that, compare price, ease of use and support, and pick the option that is simplest for your main task. A smaller, clearer product often beats a larger one you never fully learn.
Can I switch later if I pick the wrong option for best wealth management apps?
In most cases, yes, but switching costs time, especially if you have stored data, set up integrations or trained a team. Check export options and cancellation terms before you commit, and avoid long contracts until you are sure the product fits.
What should I check before paying for best wealth management apps?
Check the full price including add-ons, the renewal terms, the refund or cancellation policy, and the privacy terms. Read recent public reviews for support quality, and confirm that the product still offers the features you need on the plan you intend to buy.